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F.A.Q.

What does EMI mean?

An EMI is the ‘Equated Monthly Installment’, which is the monthly payment that you make towards repaying your Specified Loan on a specified date until your loan is repaid in full.

What is a Business Loan?

Whether you are new to business, experiencing a slowdown, need funds to ensure cash flow, access to working capital, hire new employees, buy new equipment, or expand your business, no matter what your business plans and needs are, our Business Loans can help you get quick funds when you need them the most.

Business loan required document

Passport size photo
Copy of any following documents
Adhaar card
Passport
Pan card
Latest 3 years IT returns
Latest 6 months bank statement
Registered certificate of the company

 

Business loan fee and charges

 

Loan processing charges: up to 2.5% of the loan amount
Agreement and stamp charges
Cheque Bounce charges Rs.550/- per cheque

What is Personal Loan?

Personal Loan can be used for any purpose. It can be for your Vocation, your’s dream wedding or loan for yourself or someone from the family. The minimum loan amount can be Rs. 50,000.

The requirement for a personal loan?
documents required for personal loan

dentity Proof(Voter Id / driving license / Aadhaar / Passport )
Address Proof
Salary Poof
6 months bank statements

Self-Employed
Identity Proof(Voter Id / driving license / Aadhaar / Passport )
Address Proof
Business Proof
6 months bank statements

What is Home Loan?

Home loan is a loan disbursed by a bank or financial institution (lender) to an individual specifically for buying a residential property. Here, the lender holds the title of property until the loan is paid back in full along with interest.

Documents required for Home Loan
Documents required for your home loan.

Salaried Customers

Identity and resident proof and one photograph.
Last six months salary statement.
Salary slip.

 

Self Employers

Identity and resident proof and one photograph.
Proof of your business existence and your education qualifications certificate.
Income proof and bank statements.

Documents required for your home loan.

Salaried Customers

Identity and resident proof and one photograph.
Last six months salary statement.
Salary slip.

 

Self Employers

Identity and resident proof and one photograph.
Proof of your business existence and your education qualifications certificate.
Income proof and bank statements.

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